Privacy Policy

Effective October 2017

Federal law gives consumers the right to limit some, but not all, sharing of personal information. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Obtaining Information

Bridge Valley Financial Services, LLC collects personal information about you to help us serve your financial needs, process transactions in your account(s), provide customer service, offer new products or services, and fulfill legal and regulatory requirements.

Bridge Valley Financial Services, LLC collects nonpublic personal information from you, as well as from other sources. The sources and the information collected may include:

Information you provide to us, to our affiliated entities on applications and related forms, through discussions with our customer service staff, or on our website, such as address, social security number, birth date, net worth, assets, income, and medical information, if applying for insurance.

Information regarding your transaction history with us, such as products or services purchased, account balances, trading history, and payment history, as well as information from information service companies and consumer reporting agencies, such as your transactions or credit relationships with unaffiliated third parties.

Information from other unaffiliated third parties, including employers, associations, benefit plan sponsors, and other institutions, if you transfer positions or funds to our broker dealer SANDLAPPER Securities, LLC, such as address, social security number, net worth, assets, and income.

Sharing Information

We may disclose any of the nonpublic personal information that we collect about you, as required to conduct our business and as permitted or required by law. We may share information about our customers with our affiliated insurance company and/or with unaffiliated financial or nonfinancial services providers, such as insurance companies, broker/dealers, investment advisors, mutual fund companies, banks, investment firms, third-party administrators, clearing firms, retirement plan sponsors, and other third parties who assist us in obtaining business or providing account maintenance or customer service to your account(s). In addition, we may share some or all of the information we collect with other financial institutions with whom we have joint marketing agreements. Furthermore, we also may share your information with auditors, regulators, and law enforcement organizations or in response to a subpoena or discovery request, as permitted or required by law.

We do not sell, share, or disclose your nonpublic personal information to unaffiliated third-party marketing companies.

If we leave our broker dealer SANDLAPPER Securities, LLC to join another financial institution, we may retain copies of your personal information so that we can continue to serve you at the new firm. In doing so, we may share your information with the new firm but is otherwise required to keep confidential the personal information obtained from you while affiliated with SANDLAPPER Securities, LLC, and we may only use it to service your account(s).

 

Opting In

If you live in an “opt-in” state, where we are required to obtain your affirmative consent to share your nonpublic personal information with unaffiliated third parties who do not currently assist us in servicing your account or conducting our business, we are required to obtain your consent before we can take your information us should we leave our broker dealer SANDLAPPER Securities, LLC. Please note: You can withdraw your consent at any time by contacting us at (559) 213-7767. In addition, please see below for “Important Information for California and Vermont Residents.”

 

Opting Out

If you do not want us to take your information should we decide to leave our broker dealer SANDLAPPER Securities, LLC in the future, you have the right to opt out of such disclosure. If you have a joint account, we will treat an opt-out direction by a joint customer as applying to all associated joint customers. If you wish to opt out, now or at any time in the future, please contact their Compliance department by phone at 864-679-4701, or by mail at SANDLAPPER Securities, LLC, SANDLAPPER FINANCIAL CENTER, 800 E. North Street, Second Floor, Greenville, SC 29601.

 

Cookies

Cookies are very small files placed onto the hard drive of your computer the first time you visit our website that enable our server to recognize who you are the next time you come back. Contrary to popular belief, cookies do not extract private or personal information from your computer’s memory; rather, they record only information relating to your visit to our site. Bridge Valley Financial Services, LLC uses cookies to track usage of the website and to address security issues. We may also use cookies to store your preferences relating to use of our website. If you do not want to allow our website to place a cookie on your computer, you can change your browser’s settings to deny cookies; however, this may affect your experience with certain features of our website.

 

Safeguarding Privacy

Bridge Valley Financial Services, LLC recognizes the need to prevent unauthorized access to the information we collect, including information held in electronic format. Bridge Valley Financial Services, LLC authorizes access to your nonpublic personal information only to parties with whom we have executed confidentiality/nondisclosure agreements and who need that information to serve you or to assist us in conducting our operations. We maintain physical, electronic, procedural, and contractual safeguards regarding your nonpublic personal information to ensure that we comply with our own policy, industry practices, and federal and state regulations. And we train our employees in the proper handling of sensitive information. If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

 

Questions

The Bridge Valley Financial Services, LLC privacy protections apply automatically to all of our customers and former customers. If you have any questions we please contact us at (267) 247-5190or write to our broker dealer SANDLAPPER Securities, LLC, SANDLAPPER FINANCIAL CENTER, 800 E. North Street, Second Floor, Greenville, SC 29601.

 

Important information for California and Vermont residents

  • California residents: For accounts with a California mailing address, we will not share your personal information with a financial company for joint marketing purposes except as required or permitted by law.
  • Vermont residents: For accounts with a Vermont mailing address, we will not share your creditworthiness information with our affiliates except as required or permitted by law. For joint marketing with other financial companies, we will disclose only your name, contact information, and information about your transactions, unless otherwise required or permitted by law.
  • Securities are not FDIC- or NCUA-insured; not guaranteed by any bank, credit union, or government agency; and are subject to risk, including potential loss of principal invested.

 

RISKS

Risk Disclosure: Alternative investment products, including real estate investments, notes & debentures, hedge funds and private equity, involve a high degree of risk, often engage in leveraging and other speculative investment practices that may increase the risk of investment loss, can be highly illiquid, are not required to provide periodic pricing or valuation information to investors, may involve complex tax structures and delays in distributing important tax information, are not subject to the same regulatory requirements as mutual funds, often charge high fees which may offset any trading profits, and in many cases the underlying investments are not transparent and are known only to the investment manager. Alternative investment performance can be volatile. An investor could lose all or a substantial amount of his or her investment. Often, alternative investment fund and account managers have total trading authority over their funds or accounts; the use of a single advisor applying generally similar trading programs could mean lack of diversification and, consequently, higher risk. There is often no secondary market for an investor’s interest in alternative investments, and none is expected to develop. There may be restrictions on transferring interests in any alternative investment. Alternative investment products often execute a substantial portion of their trades on non-U.S. exchanges. Investing in foreign markets may entail risks that differ from those associated with investments in U.S. markets. Additionally, alternative investments often entail commodity trading, which involves substantial risk of loss. NO OFFER OR SOLICITATION: The contents of this website: (i) do not constitute an offer of securities or a solicitation of an offer to buy of securities, and (ii) may not be relied upon in making an investment decision related to any investment offering by Austin Dutton, SANDLAPPER Securities, LLC, or any affiliate, or partner thereof (“Sandlapper”). Austin Dutton does not warrant the accuracy or completeness of the information contained herein.

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    ADDRESS

    63739 street lorem ipsum City, Country

    PHONE

    +12 (0) 345 678 9

    EMAIL

    info@company.com